The value of HDB flats

Do not be envious of the guy owning a million dollar HDB flat. You could
be richer than that guy even if you are living in a $300k HDB flat. The
real value of the flat is not what it is quoted. It is the real market
value and the market value of HDB flat is what the market is willing to
pay for it. After 50 years, the real value would take a plunge and the
dive will get steeper with each