Having children is a bad economic proposition

When one looks from the angle of profit and loss or the yield of an investment, having babies is a bad gamble. Statistically, only the top 20% of a cohort would be making decent returns in terms of profit. Maybe 30% will break even and the rest outright losses.

Let me show some numbers. Bringing up a child will easily cost between $500k to a million or more. Giving an expectation of 5% per