Living for the moment or living for the future?

The Americans are best in living for the moment, spend now, with future earnings and be happy. Sinkies are told to save and save and save for the future. Have a lot of money in the savings and never mind if today got no food to eat, or no money to pay the medical bills. Tomorrow, the future, is more important than now, the moment.

And the govt is more or less guaranteeing that the futures of