And the winner is ........................... HBL.
| Symbol | SCBPL | UBL | HBL | | |
| Fundamentals | | | | | |
| Price Performance (1 month) | -11.08% | -10.38% | -11.55% | | |
| Price Performance (3 months) | -10.97% | -16.14% | -21.24% | | |
| Price Performance (6 months) | -18.23% | -5.30% | -18.62% | | |
| Price Performance (12 months) | -16.53% | 37.48% | 13.48% | | |
| Beta | N/A | N/A | N/A | | |
| Dividends / Earnings | | | | | |
| Dividends (Latest Quarter) | | | | | |
| Dividends (Last Year) | N/A | Rs 2.50 | Rs 6.00 | | |
| Dividend Yield | N/A | 4.62% | 6.19% | | |
| EPS (Uptill Latest Quarter) | 0.21 | 2.27 | 3.96 | | |
| EPS (Last Year) | 0.17 | 7.51 | 13.5 | | |
| Valuations | | | | | |
| PE (Last Year) | 42.47 | 7.21 | 7.18 | | |
| Expected PE (Latest Quarter) | 8.6 | 5.96 | 6.12 | | |
| PE (3 Year Average) | 101.84 | 11.14 | 12.68 | | |
| PEG (Latest) | 0.02 | 0.28 | 0.35 | | |
| Book Value (Last Year) | 12.33 | 49.78 | 78.95 | | |
| Book Value (Latest Quarter) | 12.53 | 49.8 | 84.92 | | |
| EV/EBITDA | N/A | N/A | N/A | | |
| Growth | | | | | |
| Earning Growth (Last Year) | 6.33 | 10.32 | 22.97 | | |
| Book Value Growth (Last Year) | 11.68 | 14.83 | -7.88 | | |
| Cash Flow (Last Year) | -294.23 | 15.64 | 22.46 | | |
| EBITDA Growth (Last Year) | N/A | N/A | N/A | | |
| Underwriting Result Growth (Last Year) | N/A | N/A | N/A | | |
| Profitability | | | | | |
| Gross Profit Margin (Last Year) | N/A | N/A | N/A | | |
| Net Profit Margin (Last Year) | N/A | N/A | N/A | | |
| Net Interest Margin (Last Year) | 7.82% | 6.67% | 6.49% | | |
| EBITDA Margin (Last Year) | N/A | N/A | N/A | | |
| Return On Assets (Last Year) | 0.21% | 1.48% | 1.50% | | |
| Return On Equity (Last Year) | 1.40% | 15.09% | 15.55% | | |