Things are tough all over!

In case you've missed a car or mortgage payment in the past few months here's a little item that may make you feel better.

The New York Times reports today that celeb photographer Annie Liebovitz - who makes more money than God - has, in essence, hocked a home and three townhouses and all of her photographs in return for two loans of over $15 million.

The Times reports:"For her $5 million loan,