The ugly and obnoxious poor

We have the ugly elite and the ugly Singaporeans everywhere. How about the ugly and obnoxious poor? Michael Palmer met a resident who demanded that he gave him $20k as a loan and he promised to repay him in 3 years with interest. Now, who in his right mind would hand over $20k to an asshole he does not know? And where is the MP going to find the money to give to one and many assholes who come to